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  • 2001 Individual Life and Annuity Expense Study
    2001 Individual Life and Annuity Expense Study A summary of the 2001 Individual Life and Annuity ... of this study. o November 2003 • Product Matters! 17 Sam Gutterman, FSA, MAAA, is director and consulting ...

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    • Authors: Sam Gutterman
    • Date: Nov 2003
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Product Matters!
    • Topics: Annuities>Expenses - Annuities; Experience Studies & Data; Life Insurance>Expenses - Life Insurance
  • Health Databases and Needs
    three-quarters of the plans out there (73.3%) with HMOs at 17% and PPOs at 10% (Chart 4). Small employers in the ... they can get it from the parent. So an employer of a 17-year-old would not be required to provide coverage ...

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    • Authors: Sam Gutterman, Floyd Martin, Cathi Callahan, Bruce W Hutchinson
    • Date: Apr 1993
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data